Critics, though, are describing the possibility that these stabilizers will have to kick in as a bailout. Some have even called to repeal them. The argument has some least-common-denominator political appeal, but it amounts to little more than name-calling.
Spreading risk is insurance, not a bailout. Smart contingency planning is not a bailout. Giving the most ambitious reform of the health-care system in decades more than several months to take root is not a bailout. If the critics want to help, they should encourage more people to enroll — for their health, and for the health of the health-care system.