Mt. Vernon Register-News

Top News

December 31, 2012

7 resolutions for saving money in 2013

Over the past year, we've discussed what to buy and how to save. Fifty-two columns later, we can safely boil spending and saving secrets down to one simple strategy: Have a plan. For retirement. For dream vacations. Even for the grocery store.

Smart spending and saving only happens when you're alert. And whether you're living paycheck to paycheck or managing an eight-figure investment portfolio, we're all saving, investing and hunting for bargains so we can spend later. Even those who can afford to be lazy with their finances usually aren't.

This year, we've examined the importance of haggling, the need to invest, the price of gold and how to splurge wisely. We've saved money on international vacations, cosmetic procedures, energy audits and, yes, even funerals.

In planning for a new year of savings, there are certain things you should and, frankly, must do if you want to save money in 2013. Here are our best tips for saving in the new year.

— Cancel unused annuals now

How many weekly magazines do you read cover to cover? If you're going to the gym once a month, wouldn't you rather walk to the movie theater and spend that money there? We have great intentions for the new year: to read more, to run more, to eat better foods. But good intentions sometimes hurt our spending resolutions. If you didn't use the gym in 2012, you probably won't use it next year. If you don't have time to read the New Yorker now, trust us, it will make you feel guilty if you see it on the kitchen counter. Cancel all of it now. Reinstate it when you've proved to yourself that it's a genuine part of your life.

Text Only
Top News
  • The top 12 government programs ever

    Which federal programs and policies succeed in being cost-effective and targeting those who need them most? These two tests are obvious: After all, why would we spend taxpayers' money on a program that isn't worth what it costs or helps those who do not need help?

    April 22, 2014

  • Can Hillary Clinton rock the cradle and the world?

    What's most interesting to contemplate is the effect becoming a grandmother will have on Hillary's ambition. It's one of life's unfairnesses that a woman's peak career years often coincide with her peak childbearing years.

    April 21, 2014

  • Smartphone kill switches are coming

    Smartphones need kill switches. It's a relatively easy solution to the pricey (and irritating) problem of smartphone theft. But who would have thought that the big carriers would team up with Apple, Google, Microsoft, Nokia, Samsung and lots of other manufacturers to voluntarily begin adding the technology by July 2015? The cooperative spirit! It makes so much sense!

    April 18, 2014

  • VIDEO: Boston bomb scare defendant appears in court

    The man accused of carrying a backpack containing a rice cooker near the Boston Marathon finish line on the anniversary of the bombings was arraigned Wednesday. He's being held on $100,000 bail.

    April 17, 2014

  • Doctors to rate cost effectiveness of expensive cancer drugs

    The world's largest organization of cancer doctors plans to rate the cost effectiveness of expensive oncology drugs, and will urge physicians to use the ratings to discuss the costs with their patients.

    April 16, 2014

  • bomb1 VIDEO: A year after marathon bombing, Boston remains strong

    The City of Boston came together Tuesday to honor those who were injured and lost their lives at the Boston Marathon on the one-year anniversary of the bombing. While the day was sure to be emotional, those affected by last year's race are showing they won't let the tragedy keep them down.

    April 15, 2014 1 Photo

  • Search teams will send unmanned sub to look for missing Malaysian airliner

    Teams searching for a missing Malaysian airliner are planning for the first time to send an unmanned submarine into the depths of the Indian Ocean to look for wreckage, an Australian official leading the multi-nation search said Monday.

    April 14, 2014

  • 25801486.jpg VIDEO: Northern California bus crash kills 10

    At least nine people died in Northern California on Thursday night, in an accident involving a bus, a car and FedEx truck. The bus was filled with high school students from Southern California who were on their way to visit a college campus.

    April 11, 2014 1 Photo

  • VIDEO: CBS taps Colbert as Letterman’s Late Show successor

    Bloomberg’s Jon Erlichman reports that CBS has announced Stephen Colbert as its choice to replace the retiring David Letterman as host of “The Late Show” on Bloomberg Television’s “Lunch Money.”

     

    April 10, 2014

  • Teen stabs 20 at Pittsburgh-area high school

    MURRYSVILLE, Pa. (AP) — Flailing away with two knives, a 16-year-old boy with a "blank expression" stabbed and slashed 19 students and a police officer in the crowded halls of his suburban Pittsburgh high school Wednesday before an assistant principal tackled him.

    April 9, 2014